The Health Care Flexible Spending Arrangement (FSA) allows you to set aside pre-tax dollars to pay for your eligible out-of-pocket health care expenses. Eligible medical, vision and dental expenses such as deductibles, co-payments, co-insurance, prescribed over-the-counter drugs, eye glass hardware and other out of pocket expenses incurred by you or your eligible dependent may qualify.

Carryover Feature

The carryover feature allows participants to roll over up to $570 of unused Health Care FSA funds to use the subsequent plan year. Any Health Care FSA funds in excess of $570 will be forfeited. 

Processing a Claim

The Health Care FSA is pre-funded, meaning you will have access to your full annual election amount at the beginning of the plan year, regardless of the amount you have contributed. The Navia Benefits debit card is loaded with the participant’s full election amount and pulls funds directly from their FSA account for eligible expenses, much like a debit card. Participants can also request reimbursement of out-of-pocket expenses through the Navia Online Claim Submission tool, the MyNavia App, or by submitting a Navia FSA claim form, with attached itemized documentation, to Navia Benefits by email, fax or mail.