Emergency Small Business Relief Loan Program

Applications due by October 20 for the next round of funding.

Pierce County small businesses who have experienced significant economic injury as a direct result of the COVID-19 pandemic may apply for this loan program if they meet the below criteria.


  • Loan amount increased to $5,000 for micro businesses 

    • Businesses with 1-5 Full-Time Equivalent Employees (FTEs) may apply for a loan of $5,000
    • Businesses with 6-20 FTEs may apply for $1,000 per FTE employee up to $20,000
    • Farmers Market Operations (private, not for profit, no FTEs limit) may apply for a loan of $20,000
    • Loans will be offered to qualified applicants at no interest and no payments for 12 months. Applications will be accepted until funds are exhausted.
  • Loan recipients may now apply for loan forgiveness

    • The Pierce County Council and Executive passed an ordinance that allows emergency small business relief loans to be forgiven if certain conditions are met related to COVID-19 workplace safety practices.
    • Click here for details regarding the process.
    • Businesses must complete the loan forgiveness process by November 30, 2020. 

Businesses applying for loans under this program must:

  • Be a business physically located anywhere in Pierce County including incorporated cities
  • Have 20 or fewer employees (including business owner)
  • Be in operation for one or more years (businesses that have had a change in ownership in the past 12 months may be eligible)
  • Demonstrate at least a 25% reduction in revenues attributable to the COVID-19 pandemic

The intent of this loan program is to help as many small businesses as possible. Therefore, there will only be one loan per business owner or owner group regardless of the number of business locations an ownership may have.

Grant and loan funds may be taxable income; please consult with your financial advisor for guidance; a 1099 will be issued to a grant or loan recipient as required by the IRS no later than February 2021.

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Contact Information

Pierce County Economic Development

950 Pacific Ave. Suite 720, Tacoma WA 98402

Email: PCSBRLoan@piercecountywa.gov

Phone: 253-798-6150