Residential Dry Sewer Line Loan Program

Some properties within Pierce County sewer service area contain interim on-site septic systems with "dry" sewer facilities.  Homeowners of dry sewer line properties who are required to connect when sewer service becomes available may be eligible for a low-interest loan to acquire and install sewer service equipment and materials.  Pierce County offers low-interest loans with terms up to 10 years to residential dry sewer line property owners for qualifying sewer lateral improvements.

Eligibility

• Your home must be located within the boundaries of the Pierce County sewer service area. Click here to view our sewer service area map.
• You must have an existing single or multi-family residential home on a dry sewer line property that has to connect to sewer service. New construction is not eligible. 
• You must meet loan eligibility requirements.
   (See box to the right).
• For more information on what improvements qualify for this program, please contact Dana Larsen, Planner 3, at (253) 798-2865.

Project Process

Identify the cost of your project with a licensed contractor from Pierce County's registered sewer contractors list. It is best to get at least three bids. You can choose a contractor from the list here.

• Complete and return the application form and other requested documents.
  Click here for an application. 
• Pierce County collects a non-refundable fee of $250 with your application. 
• Pierce County conducts a real property assessment (includes proper vesting of the title and current property tax status).
• Pierce County reviews the application and makes a decision on the loan. 
• Pierce County notifies the applicant on approval, and the loan documents are prepared. 

Required Documentation

• Completed, signed loan application.
• Completed, signed release form.
• Proof of Income. This may be a copy of recent pay stubs (minimum of two), direct deposit records for pension or social security, etc. 
• Copy of recorded property deed.
• Copy of all project work bids from licensed contractors.
• One form of identification.

Additional Documents needed if:

• The owner of the property is deceased: a copy of the recorded death certificate is required (available from Tacoma-Pierce County Health Department, Office of Vital Statistics). 
• The property owners are divorced: a copy of the recorded dissolution.
   stating the applicant was awarded the property is required (available from Pierce County Clerk’s Office).
• The property owner is remarried: a copy of the marriage certificate is required (available from Pierce County Auditor’s Office)
• The property is in trust: a copy of the power of attorney must be recorded with the Pierce County Auditor.
• The property is professionally managed: a copy of the property management agreement is required.
• The property was short-platted or subdivided since purchase by borrower: a recorded copy of the documents.